Behavioral biometrics analyze a user's interaction pattern with their device, keyboard, mouse and screen as a mechanism to verify the identity of the user and thwart fraud attempts. The emphasis is placed on behavioral patterns as opposed to traditional biometrics such as facial recognition or passwords. If you are a risk manager at a bank, a fintech company or payment processor, you are likely familiar with the limitations of one-time or multi-factor authentication protocol

Every time a person pays their motor insurance premium they are paying a kind of fee. This fee does not go to the government or the insurance company. It goes to people who commit fraud. In India people who commit fraud with motor insurance claims take a lot of money every year. They do things like accidents and overcharge for repairs. As these scams get complicated, old ways of catching fraud are not working very well. To really stop motor insurance fraud the industry needs

Credit Line on UPI (CLOU) might be the most significant shift in Indian credit since digital payments went mainstream. By weaving credit access directly into the payment layer, it unlocks real possibilities across a wide spectrum from Buy Now Pay Later (BNPL) at retail counters to Kisan Credit Cards (KCC) for farmers and Mudra loans for small business owners. It also offers the ability to increase offtake of credit through contextual offers based on location, product and merc

Understanding the pricing structure of any financial technology solution is crucial before integrating it into your operations. Drona Pay offers advanced real-time risk and compliance solutions designed to reduce fraud, scams, and money laundering. To make an informed decision, I have analyzed the Drona Pay cost breakdown and pricing plans in detail. This post will guide you through the key components of their pricing, helping you evaluate its fit for your institution. Drona

Buy Now, Pay Later (BNPL) services have transformed the payment landscape. They offer convenience and flexibility to consumers and merchants alike. However, this rapid growth has also attracted fraudsters. Preventing BNPL fraud effectively is critical for financial institutions, payment processors, and merchants to protect revenue and maintain trust. In this post, I will share practical strategies and insights to help you identify, mitigate, and prevent fraud in BNPL transact

Sri Lanka's digital economy is at a crossroads. As mobile banking and digital payments expand at a rate unprecedented before, the Central Bank of Sri Lanka (CBSL) is sharpening its attention to one key area — fraud management and cyber resilience. From the Baseline Security Standard for Information Security Management to the latest Circular No. 2 of 2025 (on IT and Cybersecurity Incident Reporting), the CBSL is raising the bar on digital security. All licensed banks and Payme

Walk into any café or market in Phnom Penh today, and chances are you’ll pay by scanning a QR code. Cambodia’s digital payment ecosystem — powered by the National Bank of Cambodia’s Bakong system — has rapidly become one of Southeast Asia’s fastest-growing digital economies. But with adoption rising, so does the threat of cyber. The NBC has time and again called on financial institutions to "prioritiz e resolving customer complaints and strengthen their management against cyb

Indonesia's digital economy is thriving — from instant payments to mobile wallets, innovation is transforming the way tens of millions of people transfer money daily. But with growth, risk comes. Financial crime is increasingly complex, and regulators are acting quickly to keep pace. To enhance consumer protection and system confidence, Otoritas Jasa Keuangan (OJK) — Indonesia's Financial Services Authority — issued POJK Regulation No. 12/2024, a robust regulation mandating a

In today’s fast-paced financial world, risks evolve rapidly. Fraudsters constantly adapt, exploiting new vulnerabilities. To stay ahead, institutions must leverage advanced tools. Fraud detection technology has become essential. It offers real-time insights and automated responses that protect assets and reputation. This post explores how this technology works, its benefits, and practical steps to implement it effectively. Understanding Fraud Detection Technology Fraud detect